Reserve Checking

Protect your checking account.

Convenience
  This account provides checking without the worry of accidental overdrafts and overdraft charges. There
  is a quick approval time to establish the line of credit.
Automatic Advances
  The funds are automatically deposited into your checking account ($100.00 per transfer) when your
  account reaches a zero balance or below. No transaction fee is charged for the transfer.
Statement
  You will receive a statement on your Reserve Checking Account each month at the same time you receive
  your Jones National Bank checking account statement.
Payment Plan
  Payments are automatically charged against your checking account each month. The minimum payment is
  $30.00 or 10% of the outstanding balance, plus interest. The monthly payment date is 10 days following
  your checking account statement cycle. You may payoff the balance due at any time.
Competitive Interest Rate
  This is a variable interest rate which is tied to and changes as the National Prime Rate changes.
Annual Fee
  The annual fee for this service is only $15.00

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