Online Access ID
Account Type: Personal Online Banking
Business Online Banking

Forgot Password?    New User Enrollment
Nebraska Energy Loans


Energy prices – including electricity and natural gas – continue to creep up each year. More than ever, every dollar you can save in energy goes straight to your household’s bottom line. A Nebraska Energy Loan helps you save money on many common home improvements!

Many common home, building or system energy improvements qualify for financing. These projects are generally cost-effective and can be financed with a low-interest loan for up to ten years, or for five years for appliances.

Typical Updates That Can Qualify For A Nebraska Energy Loan
  • Refrigerator, Freezer, Dishwasher or Clothes Washer replacements
  • Insulation added to walls, floors, ceilings, attics and other building envelope surfaces
  • Windows and Doors replaced or repaired or storm windows and doors installed
  • New windows or glass doors, whole unit R-2.5 minimum
  • New doors, system R-4; door only, R-8 minimum
  • Building Air Leaks sealed with caulk and weather strip or thresholds installed
  • High Efficiency Heating Equipment installed, including furnaces, boilers and heat pumps
  • Forced air gas furnace, AFUE 90 minimum
  • Steam or hot water boiler, AFUE 83 minimum
  • Radiant heating, Combustion Efficiency 80% minimum
  • Combination water and space heater, CAE 74 minimum
  • High Efficiency Air Conditioning Equipment installed, including window and central air conditioners and heat pumps
  • Central air conditioner, 12.0 SEER minimum
  • Room or window air conditioner, 10.0 EER minimum
  • Air source heat pump, 12.0 SEER/7.8 HSFP minimum
  • Ground water or ground coupled heat pump, 13.0 EER/3.0 COP minimum
  • High Efficiency Water Heaters
  • Thermostats and other controls
  • Duct, Pipe and Water Heater Insulation
  • High Efficiency Lighting and Controls
  • Alternate Fuel Vehicles and Fueling Facilities
  • Telecommunications Equipment such as network access equipment, video and audio conferencing devices and other equipment which save energy by reducing the need for physical transportation.
  • Other Energy Efficiency and Waste Minimization projects can be financed in some situations. You will need to contact the Energy Office for details.

Required efficiency standards for other improvements are listed on specific forms. Contact Jones National Bank and Trust Co. to request a brochure or for more information about Nebraska Energy Loans. You may also contact the Nebraska Energy Office.

We do business in accordance with the Federal Fair Housing Act and Federal Equal Credit Opportunity Act. Applicants for credit will not be discriminated against on the basis of sex, marital status, race, color, religion, national origin, or age.

Back to Personal Loans