Website Jones Bank

Primary Job Purpose:  Manage and grow a loan portfolio that meets the bank’s policies and procedures while building strong banking relationships.  Responsible for managing and growing a property and casualty insurance portfolio. Represent the bank in community organizations and events.  Perform all job responsibilities according to the Bank’s policies and procedures.

Essential Responsibilities and Duties:

  • Manage a loan portfolio between $10-$15 million, including agricultural, commercial and consumer loans.
  • Monitor loan portfolio to ensure proper risk ratings and early identification of potential problems. If necessary, take appropriate action on past due and problem loans to protect the bank from loss.
  • Maximize bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and services.
  • Maintain complete knowledge and understanding of the Bank’s loan policy and perform all responsibilities.
  • Maintain knowledge of loan related compliance and documentation issues.
  • Participates as a voting member of the loan committee.
  • Develop new business, particularly new loans as it relates to the Bank’s Strategic Plan for loan growth.
  • Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required.
  • Required to comply with Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act).
  • Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge.
  • Sell and service all lines of property & casualty insurance.
  • Prepare and review applications, respond to underwriters. Complete endorsements and process claims from turn in through completion.
  • Establish and achieve individual goals and departmental goals as they relate to the success of the bank’s Strategic Plan and specific job functions.
  • Participate in the business development efforts of the bank.
  • Perform other duties as assigned.

Education:  Bachelor’s degree, preferably in finance, business or an ag related field, or equivalent work experience is required.

Experience:  A minimum of 5 years of Agricultural Lending or Insurance experience where individual has gained exposure to and acquired a diverse banking, insurance, ag and general business knowledge.

Must be proficient with Microsoft products and standard office equipment.  Proficiency with Fiserv, LaserPro, and Moody’s Analytics software is helpful but may be learned on the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Please view Equal Employment Opportunity Posters provided by OFCCP here.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.

Apply for Job

To apply for this job please visit www.jonesbank.com.