Essential Responsibilities and Duties:

• Manage a loan portfolio between $25-$35 million, including agricultural, commercial and consumer loans.
• Monitor loan portfolio to ensure proper risk ratings and early identification of potential problems. If necessary, take appropriate action on past due and problem loans to protect the bank from loss.
• Maximize bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and services.
• Maintain complete knowledge and understanding of the Bank’s loan policy and perform all responsibilities.
• Maintain knowledge of loan related compliance and documentation issues.
• Participates as a voting member of the loan committee.
• Develop new business, particularly new loans as it relates to the Bank’s Strategic Plan for loan growth.
• Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required.
• Required to comply with Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act).
• Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge.
• Create loan presentations, balance sheets and analysis reviews.
• Establish and achieve individual goals and departmental goals as they relate to the success of the bank’s Strategic Plan and specific job functions.
• Participate in the business development efforts of the bank.
• Perform other duties as assigned.

Education: Bachelor’s degree, preferably in finance, business or an ag related field, or equivalent work experience is required.

Experience: A minimum of 5 years of lending experience where individual has gained exposure to and acquired diverse banking, ag and general business knowledge.

Must be proficient with Microsoft products and standard office equipment.  Proficiency with bank software, LaserPro, and Moody’s Analytics software is helpful but may be learned on the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Please view Equal Employment Opportunity Posters provided by OFCCP here.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.

Essential Responsibilities and Duties:

• Pay checks and pay out monies after verifying signatures, ID and customer balances.
• Receive checks and cash for deposits, verify amounts and signatures and process transactions.
• Modify and redeem certificates of deposit.
• Close existing accounts for individuals, businesses and trusts.
• Receive checks or cash for loan payments, verify amounts and process transactions.
• Assist customers with Debit Cards and Instant Issue Debit cards – applications, ordering, capturing, disputes with cards and fraud.
• Provide customer assistance with Electronic Banking products.
• Assist customers with credit card applications.
• Place check orders.
• Issue Cashier’s Checks.
• Redeem US Savings Bonds.
• Daily balance and maintain cash drawer, coin machine and vault.
• Review and reconcile various reports.
• Balance and maintain ATM machines.
• Balance and wrap coin.
• Assist customers with entry into their Safe Deposit Box.
• Process Bank by Mail, Deposit Bags and Night Deposit transactions.
• Establish and achieve individual goals and departmental goals as they relate to the success of the bank’s Strategic Plan and specific job functions.
• Participate in the business development efforts of the bank.
• Perform other duties as assigned.

Education: A high school diploma or equivalent is preferred.

Experience: Customer Service and money handling experience is required. Banking/teller experience is preferred. Must have computer knowledge and the ability to operate standard office equipment, such as calculator, copier, etc.

Hours:  Mon – Fri:  7:00 or 8:00 am – 4:00 or 5:30 pm (rotate opening & closing shifts)

Rotating Saturdays: 7:00 or 8:00 am to 12:00 pm

Essential Responsibilities and Duties:

• Pay checks and pay out monies after verifying signatures, ID and customer balances.
• Receive checks and cash for deposits, verify amounts and signatures and process transactions.
• Receive check orders and verify information.
• Answer phones in a courteous manner.
• Daily balance and maintain cash drawer.
• Assist customers with Electronic Banking Products.
• Balance and wrap coin.
• Receive checks or cash for loan payments, verify amounts, and process transactions.
• Work as a part of a team to achieve personal and branch customers referral goals.
• Establish individual goals and participate in departmental goals as they relate to the success of the bank’s Strategic Plan and specific job functions.
• Participate in the business development efforts of the bank.
• Perform other duties as assigned.

Education: A high school diploma or equivalent is preferred but not required. The candidate must be 16 years old.

Experience: Experience handling or working with money is preferred. Must be proficient with computers, Microsoft products and standard office equipment.

Hours:  Weekdays – 3:30/3:45 pm to 5:30 pm, Saturdays – 7:00 am – Noon

Other days as availability allows (breaks, etc). Additional hours are available in the summer